The ANC Youth League is disappointed in Finance Minister Pravin Gordhan for not following party policy and ignoring the plight of the young.>>>

Musician Molemo "Jub Jub" Maarohanye should be denied bail and boycotted by all South Africans, according to the PAC Youth League.>>>

There is growing concern that five municipalities in KwaZulu-Natal will have to write off debt of more than R6-billion.>>>

Two British women who were repeatedly raped and violently abused by their father over 25 years have been given a formal apology by child protection agencies.>>>

A prominent New York thoroughbred breeder and trainer has been convicted of mistreating dozens of malnourished horses.>>>

Italian police and the Federal Bureau of Investigation in the United States launched a joint swoop on a Cosa Nostra clan based in Sicily, arresting 20 people in Palermo, New York and Miami.>>>

Be sure you understand all the implications before you cede a life policy as security for a loan, and be particularly aware of how the cession affects the nomination of beneficiaries to the policy.>>>

If you cede a life assurance policy with an investment value as security for a debt, be aware that the bank may not only call in that security if you die, but also if you cannot repay the debt.>>>

This week we deal extensively with the problems of cessions of life assurance policies to provide security for loans. It is a complex issue and one that can become a great deal more complex if you do not have a will.>>>