Police Minister Nathi Mthethwa has outlined a number of changes set to affect the SAPS from April this year - among them a renaming of the ranks held by officers.>>>
The Gauteng Education Department has closed the Tshwane South College in Attridgeville after violent protests that saw students setting fire to a classroom.>>>
American President Barack Obama will give his Nobel Peace Prize award money to 10 charities, including groups working on Haiti relief and supporting military families.>>>
Two foreign aid workers were captured and held for more than a week in earthquake-hit Haiti before being released, according to Doctors Without Borders.>>>
Be sure you understand all the implications before you cede a life policy as security for a loan, and be particularly aware of how the cession affects the nomination of beneficiaries to the policy.>>>
If you cede a life assurance policy with an investment value as security for a debt, be aware that the bank may not only call in that security if you die, but also if you cannot repay the debt.>>>
This week we deal extensively with the problems of cessions of life assurance policies to provide security for loans. It is a complex issue and one that can become a great deal more complex if you do not have a will.>>>
